California Workers' Compensation

Workers' Comp for General Contractors in the Central Valley

Fresno, Bakersfield, Modesto, Visalia, Stockton — we place California workers' compensation for GCs, framers, roofers, concrete crews, and the trades that build the Valley.

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Why this is different in California

California is one of the strictest workers' comp states in the country. As of 2023, almost every contractor with a CSLB license must carry workers' compensation, even with no employees on payroll (per SB 216). Misclassified class codes are the #1 reason contractors overpay — we audit and correct them before binding.

Common contractor class codes we place

  • 5403 — Carpentry NOC
  • 5645 — Residential framing & dwelling construction
  • 5474 — Painting NOC
  • 5551 — Roofing
  • 5183 — Plumbing NOC
  • 5190 — Electrical wiring
  • 5213 — Concrete construction NOC

What you'll need to quote

  • CSLB license number and class
  • Estimated annual payroll by trade
  • 3–5 years of loss runs (if currently insured)
  • Subcontractor agreements and certificates

Get a Central Valley contractor quote

Tell us your trade and payroll in two minutes — we'll come back with the lowest-class-code-correct option from California's top workers' comp carriers.

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